Side-by-side · Q2 2026 data
Liberty Bank vs Fairfield County Bank
Metric by metric
| Measure | Liberty Bank | Fairfield County Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 84 | 93 (stronger) |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 47 (stronger) | 27 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 88th | 80th |
| Total assets | $9.4B | $1.9B |
| Deposits / shares | $7.1B | $1.5B |
| Capital ratio | 13.37% | 14.32% (stronger) |
| Problem loans | 0.32% | 0.05% (stronger) |
| Net charge-offs | 0.18% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.68% |
| Loans ÷ deposits | 101.8% | 101.1% (stronger) |
| Uninsured deposits | 25.5% (stronger) | 44.1% |
| Offices | 51 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 4.1% |
Liberty Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 3 and Fairfield County Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.