Side-by-side · Q2 2026 data
Liberty Bank vs Franklin Trust Federal Credit Union
Credit union
Franklin Trust Federal Credit Union
Hartford, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Liberty Bank | Franklin Trust Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 84 (stronger) | 48 |
| Loan quality | 89 (stronger) | 71 |
| Earnings | 72 (stronger) | 55 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 88th | 34th |
| Total assets | $9.4B | $70.0M |
| Deposits / shares | $7.1B | $63.4M |
| Capital ratio | 13.37% (stronger) | 9.84% |
| Problem loans | 0.32% (stronger) | 0.88% |
| Net charge-offs | 0.18% (stronger) | 1.71% |
| Return on assets | 1.30% (stronger) | 0.88% |
| Loans ÷ deposits | 101.8% | 52.9% (stronger) |
| Uninsured deposits | 25.5% | 3.1% (stronger) |
| Offices | 51 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 27.4% |
Liberty Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 5 and Franklin Trust Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.