Side-by-side · Q2 2026 data
Liberty Bank vs Huntington C & O Railway Employees Federal Credit Union
Credit union
Huntington C & O Railway Employees Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Liberty Bank | Huntington C & O Railway Employees Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 61 |
| Capital cushion | 100 | 100 |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 47 (stronger) | 45 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 67 |
| Peer percentile | 70th | 23rd |
| Total assets | $55.7M | $30.7M |
| Deposits / shares | $46.2M | $25.9M |
| Capital ratio | 17.96% (stronger) | 15.29% |
| Problem loans | 0.77% (stronger) | 5.58% |
| Net charge-offs | 0.00% (stronger) | 1.94% |
| Return on assets | 0.69% (stronger) | 0.61% |
| Loans ÷ deposits | 59.5% | 45.6% (stronger) |
| Uninsured deposits | 17.5% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank has the higher TellerScore (82 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 5 and Huntington C & O Railway Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.