Side-by-side · Q2 2026 data
Liberty Bank vs Metro Community Federal Credit Union
Credit union
Metro Community Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Liberty Bank | Metro Community Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 74 (stronger) | 10 |
| Earnings | 47 | 63 (stronger) |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 68 |
| Peer percentile | 70th | 10th |
| Total assets | $55.7M | $51.7M |
| Deposits / shares | $46.2M | $46.2M |
| Capital ratio | 17.96% (stronger) | 9.67% |
| Problem loans | 0.77% (stronger) | 2.71% |
| Net charge-offs | 0.00% (stronger) | 0.31% |
| Return on assets | 0.69% | 1.08% (stronger) |
| Loans ÷ deposits | 59.5% | 57.1% (stronger) |
| Uninsured deposits | 17.5% | 10.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Bank has the higher TellerScore (82 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank leads on 4 and Metro Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.