TellerScore

Side-by-side · Q2 2026 data

Liberty Bank Minnesota vs BankVista

Bank

Liberty Bank Minnesota

Saint Cloud, Minnesota · $100 million – $1 billion

86of 100
Very strong

Bank

BankVista

Sartell, Minnesota · $100 million – $1 billion

46of 100
Below average

Metric by metric

MeasureLiberty Bank MinnesotaBankVista
TellerScore86 (stronger)46
Capital cushion79 (stronger)49
Loan quality100 (stronger)26
Earnings6269 (stronger)
Funding & liquidity100 (stronger)32
Problem-loan coverage100 (stronger)64
Peer percentile90th5th
Total assets$290.2M$651.1M
Deposits / shares$262.9M$540.6M
Capital ratio12.90% (stronger)9.93%
Problem loans0.00% (stronger)2.21%
Net charge-offs0.02% (stronger)0.47%
Return on assets1.04%1.24% (stronger)
Loans ÷ deposits51.7% (stronger)107.5%
Uninsured deposits9.1% (stronger)34.1%
Offices63
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)3.3%—

Liberty Bank Minnesota has the higher TellerScore (86 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank Minnesota leads on 6 and BankVista on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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