Side-by-side · Q2 2026 data
Liberty Bank Minnesota vs Falcon National Bank
Metric by metric
| Measure | Liberty Bank Minnesota | Falcon National Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 62 |
| Capital cushion | 79 (stronger) | 52 |
| Loan quality | 100 (stronger) | 65 |
| Earnings | 62 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 90th | 22nd |
| Total assets | $290.2M | $872.3M |
| Deposits / shares | $262.9M | $768.7M |
| Capital ratio | 12.90% (stronger) | 10.24% |
| Problem loans | 0.00% (stronger) | 1.04% |
| Net charge-offs | 0.02% (stronger) | 0.61% |
| Return on assets | 1.04% | 1.20% (stronger) |
| Loans ÷ deposits | 51.7% (stronger) | 95.2% |
| Uninsured deposits | 9.1% (stronger) | 27.8% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 12.7% |
Liberty Bank Minnesota has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Liberty Bank Minnesota leads on 6 and Falcon National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.