Side-by-side · Q2 2026 data
Liberty Capital Bank vs Baton Rouge City Parish Emp Federal Credit Union
Credit union
Baton Rouge City Parish Emp Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Liberty Capital Bank | Baton Rouge City Parish Emp Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 82 | 93 (stronger) |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 53rd | 97th |
| Total assets | $767.9M | $58.2M |
| Deposits / shares | $675.9M | $45.2M |
| Capital ratio | 10.89% | 21.98% (stronger) |
| Problem loans | 0.07% (stronger) | 0.33% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.54% | 1.83% (stronger) |
| Loans ÷ deposits | 91.0% | 43.1% (stronger) |
| Uninsured deposits | 51.3% | 0.8% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.0% | — |
Baton Rouge City Parish Emp Federal Credit Union has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Liberty Capital Bank leads on 2 and Baton Rouge City Parish Emp Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.