Side-by-side · Q2 2026 data
Liberty County Teachers Federal Credit Union vs Community Resource Credit Union
Credit union
Liberty County Teachers Federal Credit Union
Liberty, Texas · Under $100 million in assets
Metric by metric
| Measure | Liberty County Teachers Federal Credit Union | Community Resource Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 80 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 98th | 66th |
| Total assets | $23.8M | $929.5M |
| Deposits / shares | $19.5M | $818.5M |
| Capital ratio | 17.13% (stronger) | 11.02% |
| Problem loans | 0.03% (stronger) | 0.47% |
| Net charge-offs | 0.18% (stronger) | 0.48% |
| Return on assets | 2.15% (stronger) | 1.44% |
| Loans ÷ deposits | 80.7% (stronger) | 88.9% |
| Uninsured deposits | 0.6% (stronger) | 9.4% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 44.2% |
Liberty County Teachers Federal Credit Union has the higher TellerScore (97 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Liberty County Teachers Federal Credit Union leads on 7 and Community Resource Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.