Side-by-side · Q2 2026 data
Liberty County Teachers Federal Credit Union vs Eastex Credit Union
Credit union
Liberty County Teachers Federal Credit Union
Liberty, Texas · Under $100 million in assets
Metric by metric
| Measure | Liberty County Teachers Federal Credit Union | Eastex Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 80th |
| Total assets | $23.8M | $131.7M |
| Deposits / shares | $19.5M | $115.6M |
| Capital ratio | 17.13% (stronger) | 11.54% |
| Problem loans | 0.03% (stronger) | 0.16% |
| Net charge-offs | 0.18% (stronger) | 0.25% |
| Return on assets | 2.15% (stronger) | 1.10% |
| Loans ÷ deposits | 80.7% | 56.7% (stronger) |
| Uninsured deposits | 0.6% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty County Teachers Federal Credit Union has the higher TellerScore (97 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Liberty County Teachers Federal Credit Union leads on 5 and Eastex Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.