Side-by-side · Q2 2026 data
Liberty National Bank vs First Oklahoma Bank
Metric by metric
| Measure | Liberty National Bank | First Oklahoma Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 61 |
| Capital cushion | 53 (stronger) | 41 |
| Loan quality | 99 (stronger) | 82 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 86 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 95th | 24th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.31% (stronger) | 9.07% |
| Problem loans | 0.02% (stronger) | 0.55% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 2.15% (stronger) | 0.91% |
| Loans ÷ deposits | 74.3% (stronger) | 96.7% |
| Uninsured deposits | 11.7% (stronger) | 26.4% |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 1.9% |
Liberty National Bank has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Liberty National Bank leads on 7 and First Oklahoma Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.