Side-by-side · Q2 2026 data
Liberty National Bank vs Municipal Emps CU of Oklahoma City Credit Union
Credit union
Municipal Emps CU of Oklahoma City Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Liberty National Bank | Municipal Emps CU of Oklahoma City Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 53 (stronger) | 38 |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 86 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 95th | 26th |
| Total assets | $1.3B | $190.5M |
| Deposits / shares | $1.2B | $172.3M |
| Capital ratio | 10.31% (stronger) | 8.79% |
| Problem loans | 0.02% (stronger) | 0.17% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 2.15% (stronger) | 0.31% |
| Loans ÷ deposits | 74.3% (stronger) | 85.9% |
| Uninsured deposits | 11.7% (stronger) | 14.9% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Liberty National Bank has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Liberty National Bank leads on 7 and Municipal Emps CU of Oklahoma City Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.