Side-by-side · Q2 2026 data
Libertyone Credit Union vs Datcu Credit Union
Metric by metric
| Measure | Libertyone Credit Union | Datcu Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 56 | 96 (stronger) |
| Earnings | 35 | 83 (stronger) |
| Funding & liquidity | 78 (stronger) | 55 |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 21st | 97th |
| Total assets | $175.5M | $1.8B |
| Deposits / shares | $155.6M | $1.5B |
| Capital ratio | 11.15% | 17.19% (stronger) |
| Problem loans | 1.32% | 0.13% (stronger) |
| Net charge-offs | 0.49% (stronger) | 0.69% |
| Return on assets | 0.38% | 1.57% (stronger) |
| Loans ÷ deposits | 81.2% (stronger) | 105.5% |
| Uninsured deposits | 16.0% | 5.0% (stronger) |
| Offices | 3 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Datcu Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Libertyone Credit Union leads on 2 and Datcu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.