Side-by-side · Q2 2026 data
Libertyone Credit Union vs Rio Grande Valley Credit Union
Metric by metric
| Measure | Libertyone Credit Union | Rio Grande Valley Credit Union |
|---|---|---|
| TellerScore | 60 | 73 (stronger) |
| Capital cushion | 62 (stronger) | 55 |
| Loan quality | 56 | 86 (stronger) |
| Earnings | 35 | 53 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 21st | 60th |
| Total assets | $175.5M | $180.1M |
| Deposits / shares | $155.6M | $159.2M |
| Capital ratio | 11.15% (stronger) | 10.54% |
| Problem loans | 1.32% | 0.42% (stronger) |
| Net charge-offs | 0.49% | 0.28% (stronger) |
| Return on assets | 0.38% | 0.83% (stronger) |
| Loans ÷ deposits | 81.2% | 39.2% (stronger) |
| Uninsured deposits | 16.0% | 2.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Rio Grande Valley Credit Union has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Libertyone Credit Union leads on 1 and Rio Grande Valley Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.