Side-by-side · Q2 2026 data
LifeStore Bank vs Bank of Oak Ridge
Metric by metric
| Measure | LifeStore Bank | Bank of Oak Ridge |
|---|---|---|
| TellerScore | 71 (stronger) | 63 |
| Capital cushion | 69 | 75 (stronger) |
| Loan quality | 63 (stronger) | 40 |
| Earnings | 66 | 69 (stronger) |
| Funding & liquidity | 81 (stronger) | 59 |
| Problem-loan coverage | 88 (stronger) | 79 |
| Peer percentile | 47th | 24th |
| Total assets | $491.3M | $658.1M |
| Deposits / shares | $429.7M | $509.6M |
| Capital ratio | 11.92% | 12.53% (stronger) |
| Problem loans | 1.11% (stronger) | 1.79% |
| Net charge-offs | -0.02% (stronger) | 0.11% |
| Return on assets | 1.14% | 1.23% (stronger) |
| Loans ÷ deposits | 74.5% (stronger) | 101.1% |
| Uninsured deposits | 18.8% | 13.1% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
LifeStore Bank has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), LifeStore Bank leads on 4 and Bank of Oak Ridge on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.