Side-by-side · Q2 2026 data
Lifetime Federal Credit Union vs My Credit Union
Metric by metric
| Measure | Lifetime Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 36 | 66 (stronger) |
| Earnings | 28 | 51 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 38th | 49th |
| Total assets | $55.2M | $58.2M |
| Deposits / shares | $45.0M | $50.4M |
| Capital ratio | 18.45% (stronger) | 12.78% |
| Problem loans | 1.91% | 1.02% (stronger) |
| Net charge-offs | 0.88% | 0.08% (stronger) |
| Return on assets | 0.20% | 0.76% (stronger) |
| Loans ÷ deposits | 57.6% (stronger) | 58.1% |
| Uninsured deposits | 4.5% | 1.1% (stronger) |
| Offices | 0 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
My Credit Union has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Lifetime Federal Credit Union leads on 2 and My Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.