Side-by-side · Q2 2026 data
Lighthouse Federal Credit Union vs Granite State Credit Union
Metric by metric
| Measure | Lighthouse Federal Credit Union | Granite State Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 57 | 82 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 41st | 51st |
| Total assets | $2.2B | $749.5M |
| Deposits / shares | $1.9B | $670.3M |
| Capital ratio | 10.15% (stronger) | 9.88% |
| Problem loans | 0.38% (stronger) | 0.49% |
| Net charge-offs | 0.54% | 0.40% (stronger) |
| Return on assets | 0.78% | 1.11% (stronger) |
| Loans ÷ deposits | 103.6% | 78.6% (stronger) |
| Uninsured deposits | 0.5% (stronger) | 5.2% |
| Offices | 19 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.3% | 10.6% |
Granite State Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Lighthouse Federal Credit Union leads on 3 and Granite State Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.