Side-by-side · Q2 2026 data
Lincoln State Bank vs Commercial Bank of Mott
Metric by metric
| Measure | Lincoln State Bank | Commercial Bank of Mott |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 50 | 81 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 | 90 (stronger) |
| Funding & liquidity | 98 (stronger) | 63 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 91st |
| Total assets | $125.1M | $140.0M |
| Deposits / shares | $111.9M | $116.1M |
| Capital ratio | 10.01% | 13.10% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 1.07% | 1.76% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 89.8% |
| Uninsured deposits | 16.6% (stronger) | 21.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial Bank of Mott has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 3 and Commercial Bank of Mott on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.