Side-by-side · Q2 2026 data
Lincoln State Bank vs First Savings Bank
Metric by metric
| Measure | Lincoln State Bank | First Savings Bank |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 98 (stronger) | 38 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 64th | 94th |
| Total assets | $125.1M | $1.6B |
| Deposits / shares | $111.9M | $1.3B |
| Capital ratio | 10.01% | 19.25% (stronger) |
| Problem loans | 0.15% (stronger) | 0.90% |
| Net charge-offs | -0.05% (stronger) | 4.08% |
| Return on assets | 1.07% | 2.61% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 89.6% |
| Uninsured deposits | 16.6% (stronger) | 44.2% |
| Offices | 3 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 4 and First Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.