Side-by-side · Q2 2026 data
Lincoln State Bank vs McIntosh County Bank
Metric by metric
| Measure | Lincoln State Bank | McIntosh County Bank |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 50 | 60 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 | 84 (stronger) |
| Funding & liquidity | 98 (stronger) | 95 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 86th |
| Total assets | $125.1M | $118.7M |
| Deposits / shares | $111.9M | $105.9M |
| Capital ratio | 10.01% | 11.01% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.03% |
| Return on assets | 1.07% | 1.61% (stronger) |
| Loans ÷ deposits | 58.7% | 58.4% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 19.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McIntosh County Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 2 and McIntosh County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.