Side-by-side · Q2 2026 data
Lincoln State Bank vs Peoples State Bank, Fairmount, N. D.
Bank
Peoples State Bank, Fairmount, N. D.
Fairmount, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Lincoln State Bank | Peoples State Bank, Fairmount, N. D. |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 50 (stronger) | 34 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 98 (stronger) | 88 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 64th | 40th |
| Total assets | $125.1M | $38.5M |
| Deposits / shares | $111.9M | $35.6M |
| Capital ratio | 10.01% (stronger) | 8.38% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 1.07% (stronger) | 0.95% |
| Loans ÷ deposits | 58.7% (stronger) | 64.0% |
| Uninsured deposits | 16.6% (stronger) | 22.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln State Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 6 and Peoples State Bank, Fairmount, N. D. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.