Side-by-side · Q2 2026 data
Lincoln State Bank vs State Bank of Bottineau
Metric by metric
| Measure | Lincoln State Bank | State Bank of Bottineau |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 50 (stronger) | 35 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 63 | 68 (stronger) |
| Funding & liquidity | 98 (stronger) | 60 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 64th | 37th |
| Total assets | $125.1M | $117.2M |
| Deposits / shares | $111.9M | $98.4M |
| Capital ratio | 10.01% (stronger) | 8.46% |
| Problem loans | 0.15% | 0.06% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 1.07% | 1.21% (stronger) |
| Loans ÷ deposits | 58.7% (stronger) | 100.4% |
| Uninsured deposits | 16.6% | 15.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lincoln State Bank has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Lincoln State Bank leads on 4 and State Bank of Bottineau on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.