Side-by-side · Q2 2026 data
Lindell Bank & Trust Company vs First State Bank of St. Charles, Missouri
Bank
First State Bank of St. Charles, Missouri
St. Charles, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Lindell Bank & Trust Company | First State Bank of St. Charles, Missouri |
|---|---|---|
| TellerScore | 92 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 | 87 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 83 (stronger) | 43 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 97th | 88th |
| Total assets | $915.2M | $535.2M |
| Deposits / shares | $707.2M | $400.8M |
| Capital ratio | 18.02% (stronger) | 15.65% |
| Problem loans | 0.58% | 0.40% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 2.62% (stronger) | 1.67% |
| Loans ÷ deposits | 75.0% (stronger) | 106.1% |
| Uninsured deposits | 16.9% (stronger) | 25.3% |
| Offices | 15 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Lindell Bank & Trust Company has the higher TellerScore (92 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Lindell Bank & Trust Company leads on 6 and First State Bank of St. Charles, Missouri on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chesterfield, MO
- St. Charles, MO