Side-by-side · Q2 2026 data
Lindell Bank & Trust Company vs Jm Associates Federal Credit Union
Credit union
Jm Associates Federal Credit Union
Jacksonville, Florida · $100 million – $1 billion
Metric by metric
| Measure | Lindell Bank & Trust Company | Jm Associates Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 87 |
| Capital cushion | 100 | 100 |
| Loan quality | 81 (stronger) | 76 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 97th | 91st |
| Total assets | $915.2M | $151.2M |
| Deposits / shares | $707.2M | $130.8M |
| Capital ratio | 18.02% (stronger) | 15.46% |
| Problem loans | 0.58% (stronger) | 0.71% |
| Net charge-offs | -0.05% (stronger) | 0.81% |
| Return on assets | 2.62% (stronger) | 1.49% |
| Loans ÷ deposits | 75.0% (stronger) | 77.0% |
| Uninsured deposits | 16.9% | 8.4% (stronger) |
| Offices | 15 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.4% | — |
Lindell Bank & Trust Company has the higher TellerScore (92 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Lindell Bank & Trust Company leads on 6 and Jm Associates Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.