Side-by-side · Q2 2026 data
Lineage Bank vs Republic Bank & Trust Company
Metric by metric
| Measure | Lineage Bank | Republic Bank & Trust Company |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 61 | 81 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 31 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 34th | 95th |
| Total assets | $197.7M | $7.1B |
| Deposits / shares | $170.6M | $5.6B |
| Capital ratio | 15.18% (stronger) | 14.82% |
| Problem loans | 1.18% | 0.56% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | -5.11% | 2.13% (stronger) |
| Loans ÷ deposits | 71.9% (stronger) | 95.7% |
| Uninsured deposits | 20.0% (stronger) | 45.6% |
| Offices | 2 | 47 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 12.6% |
Republic Bank & Trust Company has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Lineage Bank leads on 4 and Republic Bank & Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.