Side-by-side · Q2 2026 data
Linkage Credit Union vs Educators Credit Union
Metric by metric
| Measure | Linkage Credit Union | Educators Credit Union |
|---|---|---|
| TellerScore | 73 | 99 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 58 | 94 (stronger) |
| Earnings | 23 | 100 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 47th | 100th |
| Total assets | $18.2M | $609.5M |
| Deposits / shares | $14.9M | $484.8M |
| Capital ratio | 17.92% | 20.32% (stronger) |
| Problem loans | 1.27% | 0.17% (stronger) |
| Net charge-offs | 0.46% | 0.03% (stronger) |
| Return on assets | 0.07% | 2.30% (stronger) |
| Loans ÷ deposits | 64.6% | 28.4% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 7.9% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educators Credit Union has the higher TellerScore (99 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Linkage Credit Union leads on 1 and Educators Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.