Side-by-side · Q2 2026 data
Lithium Federal Credit Union vs Tcp Credit Union
Credit union
Lithium Federal Credit Union
Bessemer City, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Lithium Federal Credit Union | Tcp Credit Union |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 17 | 59 (stronger) |
| Earnings | 26 | 33 (stronger) |
| Funding & liquidity | 68 | 84 (stronger) |
| Problem-loan coverage | 72 | 90 (stronger) |
| Peer percentile | 12th | 47th |
| Total assets | $16.2M | $15.9M |
| Deposits / shares | $13.9M | $13.1M |
| Capital ratio | 13.76% | 17.04% (stronger) |
| Problem loans | 2.48% | 1.23% (stronger) |
| Net charge-offs | 0.57% (stronger) | 1.04% |
| Return on assets | 0.16% | 0.32% (stronger) |
| Loans ÷ deposits | 91.9% | 75.9% (stronger) |
| Uninsured deposits | 4.7% | 0.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tcp Credit Union has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Lithium Federal Credit Union leads on 1 and Tcp Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.