Side-by-side · Q2 2026 data
Llano National Bank vs Bank of the West
Metric by metric
| Measure | Llano National Bank | Bank of the West |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 81 (stronger) | 47 |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 61 | 84 (stronger) |
| Funding & liquidity | 84 (stronger) | 52 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 77th | 57th |
| Total assets | $301.1M | $829.8M |
| Deposits / shares | $265.9M | $747.1M |
| Capital ratio | 13.11% (stronger) | 9.66% |
| Problem loans | 0.45% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.60% (stronger) |
| Loans ÷ deposits | 64.0% (stronger) | 66.7% |
| Uninsured deposits | 26.1% (stronger) | 52.5% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Llano National Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Llano National Bank leads on 4 and Bank of the West on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.