Side-by-side · Q2 2026 data
Lm Federal Credit Union vs Destinations Credit Union
Metric by metric
| Measure | Lm Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 74 | 88 (stronger) |
| Loan quality | 95 (stronger) | 84 |
| Earnings | 76 (stronger) | 35 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 72nd | 62nd |
| Total assets | $60.3M | $65.4M |
| Deposits / shares | $52.5M | $56.7M |
| Capital ratio | 12.40% | 13.76% (stronger) |
| Problem loans | 0.14% (stronger) | 0.48% |
| Net charge-offs | 0.07% (stronger) | 0.48% |
| Return on assets | 1.41% (stronger) | 0.36% |
| Loans ÷ deposits | 80.4% | 48.1% (stronger) |
| Uninsured deposits | 6.7% | 2.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lm Federal Credit Union has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Lm Federal Credit Union leads on 4 and Destinations Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.