Side-by-side · Q2 2026 data
Lm Federal Credit Union vs Five Star of Maryland Federal Credit Union
Credit union
Five Star of Maryland Federal Credit Union
Baltimore, Maryland · Under $100 million in assets
Metric by metric
| Measure | Lm Federal Credit Union | Five Star of Maryland Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 74 | 77 (stronger) |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 76 (stronger) | 34 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 72nd | 59th |
| Total assets | $60.3M | $62.7M |
| Deposits / shares | $52.5M | $54.5M |
| Capital ratio | 12.40% | 12.65% (stronger) |
| Problem loans | 0.14% (stronger) | 0.20% |
| Net charge-offs | 0.07% | -0.14% (stronger) |
| Return on assets | 1.41% (stronger) | 0.34% |
| Loans ÷ deposits | 80.4% | 44.0% (stronger) |
| Uninsured deposits | 6.7% | 2.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lm Federal Credit Union has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Lm Federal Credit Union leads on 3 and Five Star of Maryland Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.