Side-by-side · Q2 2026 data
LNB Community Bank vs Evansville Firefighters Federal Credit Union
Credit union
Evansville Firefighters Federal Credit Union
Evansville, Indiana · Under $100 million in assets
Metric by metric
| Measure | LNB Community Bank | Evansville Firefighters Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 44 | 74 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 86 (stronger) | 45 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $181.0M | $33.8M |
| Deposits / shares | $161.3M | $29.5M |
| Capital ratio | 9.36% | 12.38% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.64% (stronger) | 0.63% |
| Loans ÷ deposits | 85.4% | 58.4% (stronger) |
| Uninsured deposits | 44.6% | 6.6% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Evansville Firefighters Federal Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), LNB Community Bank leads on 2 and Evansville Firefighters Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.