Side-by-side · Q2 2026 data
LNB Community Bank vs Springs Valley Bank & Trust Company
Metric by metric
| Measure | LNB Community Bank | Springs Valley Bank & Trust Company |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 44 | 75 (stronger) |
| Loan quality | 92 | 95 (stronger) |
| Earnings | 86 | 94 (stronger) |
| Funding & liquidity | 42 | 43 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 40th | 80th |
| Total assets | $181.0M | $675.3M |
| Deposits / shares | $161.3M | $589.6M |
| Capital ratio | 9.36% | 12.50% (stronger) |
| Problem loans | 0.23% | 0.14% (stronger) |
| Net charge-offs | 0.01% | -0.11% (stronger) |
| Return on assets | 1.64% | 1.85% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 86.4% |
| Uninsured deposits | 44.6% | 42.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Springs Valley Bank & Trust Company has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), LNB Community Bank leads on 1 and Springs Valley Bank & Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.