Side-by-side · Q2 2026 data
LNB Community Bank vs The Home National Bank of Thorntown
Metric by metric
| Measure | LNB Community Bank | The Home National Bank of Thorntown |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 44 | 54 (stronger) |
| Loan quality | 92 (stronger) | 79 |
| Earnings | 86 (stronger) | 58 |
| Funding & liquidity | 42 | 72 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 40th | 37th |
| Total assets | $181.0M | $185.6M |
| Deposits / shares | $161.3M | $167.0M |
| Capital ratio | 9.36% | 10.37% (stronger) |
| Problem loans | 0.23% (stronger) | 0.62% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.64% (stronger) | 0.96% |
| Loans ÷ deposits | 85.4% | 76.6% (stronger) |
| Uninsured deposits | 44.6% | 25.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 0.0% |
LNB Community Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), LNB Community Bank leads on 4 and The Home National Bank of Thorntown on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.