Side-by-side · Q2 2026 data
Local 24 Employees Federal Credit Union vs Reed Credit Union
Credit union
Local 24 Employees Federal Credit Union
Pasadena, Texas · Under $100 million in assets
Metric by metric
| Measure | Local 24 Employees Federal Credit Union | Reed Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 100 (stronger) | 23 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 98th | 77th |
| Total assets | $13.6M | $15.7M |
| Deposits / shares | $10.7M | $12.9M |
| Capital ratio | 21.01% (stronger) | 17.51% |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 1.20% | 0.79% (stronger) |
| Return on assets | 2.15% (stronger) | 0.07% |
| Loans ÷ deposits | 43.1% | 14.1% (stronger) |
| Uninsured deposits | 1.0% (stronger) | 13.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local 24 Employees Federal Credit Union has the higher TellerScore (98 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Local 24 Employees Federal Credit Union leads on 4 and Reed Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.