Side-by-side · Q2 2026 data
Local 41 I.B.E.W. Federal Credit Union vs Town of Cheektowaga Federal Credit Union
Credit union
Local 41 I.B.E.W. Federal Credit Union
Orchard Park, New York · Under $100 million in assets
Credit union
Town of Cheektowaga Federal Credit Union
Cheektowaga, New York · Under $100 million in assets
Metric by metric
| Measure | Local 41 I.B.E.W. Federal Credit Union | Town of Cheektowaga Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 95 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 85th | 96th |
| Total assets | $19.4M | $38.1M |
| Deposits / shares | $17.0M | $31.6M |
| Capital ratio | 12.41% | 17.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | -0.05% (stronger) | 0.03% |
| Return on assets | 1.45% (stronger) | 1.33% |
| Loans ÷ deposits | 58.6% | 40.5% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 5.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town of Cheektowaga Federal Credit Union has the higher TellerScore (95 vs 88). On the 7 directional measures above (where higher or lower is clearly better), Local 41 I.B.E.W. Federal Credit Union leads on 4 and Town of Cheektowaga Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.