Side-by-side · Q2 2026 data
Local Union 392 Federal Credit Union vs Superior Credit Union, Inc
Credit union
Local Union 392 Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Local Union 392 Federal Credit Union | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 30 | 93 (stronger) |
| Earnings | 74 | 94 (stronger) |
| Funding & liquidity | 95 (stronger) | 84 |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 52nd | 99th |
| Total assets | $17.5M | $2.0B |
| Deposits / shares | $14.7M | $1.6B |
| Capital ratio | 15.87% (stronger) | 15.20% |
| Problem loans | 2.09% | 0.20% (stronger) |
| Net charge-offs | 0.38% | 0.02% (stronger) |
| Return on assets | 1.35% | 1.84% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 76.5% |
| Uninsured deposits | 0.0% (stronger) | 8.4% |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Local Union 392 Federal Credit Union leads on 3 and Superior Credit Union, Inc on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.