Side-by-side · Q2 2026 data
Lokahi Federal Credit Union vs Gather Federal Credit Union
Metric by metric
| Measure | Lokahi Federal Credit Union | Gather Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 45 | 78 (stronger) |
| Loan quality | 87 (stronger) | 67 |
| Earnings | 32 | 83 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 37th | 80th |
| Total assets | $701.9M | $934.5M |
| Deposits / shares | $624.0M | $841.5M |
| Capital ratio | 9.49% | 12.81% (stronger) |
| Problem loans | 0.39% (stronger) | 0.99% |
| Net charge-offs | 0.23% (stronger) | 0.57% |
| Return on assets | 0.29% | 1.57% (stronger) |
| Loans ÷ deposits | 61.3% | 57.6% (stronger) |
| Uninsured deposits | 7.5% | 3.2% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gather Federal Credit Union has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Lokahi Federal Credit Union leads on 2 and Gather Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.