Side-by-side · Q2 2026 data
Lokahi Federal Credit Union vs University of Hawaii Federal Credit Union
Credit union
University of Hawaii Federal Credit Union
Honolulu, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | Lokahi Federal Credit Union | University of Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 45 | 64 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 32 | 73 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 37th | 80th |
| Total assets | $701.9M | $975.7M |
| Deposits / shares | $624.0M | $895.9M |
| Capital ratio | 9.49% | 11.43% (stronger) |
| Problem loans | 0.39% | 0.30% (stronger) |
| Net charge-offs | 0.23% | 0.18% (stronger) |
| Return on assets | 0.29% | 1.31% (stronger) |
| Loans ÷ deposits | 61.3% | 43.5% (stronger) |
| Uninsured deposits | 7.5% (stronger) | 10.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.8% |
University of Hawaii Federal Credit Union has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Lokahi Federal Credit Union leads on 1 and University of Hawaii Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.