TellerScore

Side-by-side · Q2 2026 data

Lone Star Bank vs Local 24 Employees Federal Credit Union

Bank

Lone Star Bank

Houston, Texas · $100 million – $1 billion

77of 100
Strong

Credit union

Local 24 Employees Federal Credit Union

Pasadena, Texas · Under $100 million in assets

98of 100
Very strong

Metric by metric

MeasureLone Star BankLocal 24 Employees Federal Credit Union
TellerScore7798 (stronger)
Capital cushion77100 (stronger)
Loan quality9091 (stronger)
Earnings67100 (stronger)
Funding & liquidity53100 (stronger)
Problem-loan coverage9699 (stronger)
Peer percentile68th98th
Total assets$202.3M$13.6M
Deposits / shares$176.0M$10.7M
Capital ratio12.65%21.01% (stronger)
Problem loans0.29%0.26% (stronger)
Net charge-offs-0.00% (stronger)1.20%
Return on assets1.19%2.15% (stronger)
Loans ÷ deposits98.9%43.1% (stronger)
Uninsured deposits22.4%1.0% (stronger)
Offices41
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Local 24 Employees Federal Credit Union has the higher TellerScore (98 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Lone Star Bank leads on 1 and Local 24 Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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