Side-by-side · Q2 2026 data
Lookout Federal Credit Union vs Clarity Credit Union
Metric by metric
| Measure | Lookout Federal Credit Union | Clarity Credit Union |
|---|---|---|
| TellerScore | 49 | 59 (stronger) |
| Capital cushion | 26 | 47 (stronger) |
| Loan quality | 55 | 67 (stronger) |
| Earnings | 36 (stronger) | 34 |
| Funding & liquidity | 85 (stronger) | 84 |
| Problem-loan coverage | 71 | 85 (stronger) |
| Peer percentile | 5th | 19th |
| Total assets | $313.7M | $235.6M |
| Deposits / shares | $281.6M | $216.6M |
| Capital ratio | 7.60% | 9.74% (stronger) |
| Problem loans | 1.36% | 0.99% (stronger) |
| Net charge-offs | 0.64% (stronger) | 0.78% |
| Return on assets | 0.40% (stronger) | 0.35% |
| Loans ÷ deposits | 75.4% (stronger) | 76.6% |
| Uninsured deposits | 7.0% | 3.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | — |
Clarity Credit Union has the higher TellerScore (59 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Lookout Federal Credit Union leads on 3 and Clarity Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.