Side-by-side · Q2 2026 data
Lookout Federal Credit Union vs Trugrocer Federal Credit Union
Metric by metric
| Measure | Lookout Federal Credit Union | Trugrocer Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 73 (stronger) |
| Capital cushion | 26 | 100 (stronger) |
| Loan quality | 55 | 73 (stronger) |
| Earnings | 36 (stronger) | 0 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 71 | 95 (stronger) |
| Peer percentile | 5th | 60th |
| Total assets | $313.7M | $320.1M |
| Deposits / shares | $281.6M | $267.8M |
| Capital ratio | 7.60% | 16.03% (stronger) |
| Problem loans | 1.36% | 0.81% (stronger) |
| Net charge-offs | 0.64% | 0.26% (stronger) |
| Return on assets | 0.40% (stronger) | -0.85% |
| Loans ÷ deposits | 75.4% | 57.3% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 9.0% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 12.5% |
Trugrocer Federal Credit Union has the higher TellerScore (73 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Lookout Federal Credit Union leads on 2 and Trugrocer Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.