Side-by-side · Q2 2026 data
Lormet Community Federal Credit Union vs C E S Credit Union
Credit union
Lormet Community Federal Credit Union
Amherst, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Lormet Community Federal Credit Union | C E S Credit Union |
|---|---|---|
| TellerScore | 91 | 91 |
| Capital cushion | 87 (stronger) | 81 |
| Loan quality | 95 | 95 |
| Earnings | 80 | 94 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 96th | 96th |
| Total assets | $283.3M | $244.3M |
| Deposits / shares | $244.4M | $210.7M |
| Capital ratio | 13.73% (stronger) | 13.10% |
| Problem loans | 0.15% (stronger) | 0.16% |
| Net charge-offs | 0.14% (stronger) | 0.17% |
| Return on assets | 1.50% | 1.84% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 68.3% |
| Uninsured deposits | 3.2% | 3.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lormet Community Federal Credit Union leads on 4 and C E S Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.