Side-by-side · Q2 2026 data
Lormet Community Federal Credit Union vs Ohio Educational Credit Union
Credit union
Lormet Community Federal Credit Union
Amherst, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Lormet Community Federal Credit Union | Ohio Educational Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 64 |
| Capital cushion | 87 (stronger) | 34 |
| Loan quality | 95 (stronger) | 94 |
| Earnings | 80 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 96th | 31st |
| Total assets | $283.3M | $156.5M |
| Deposits / shares | $244.4M | $140.9M |
| Capital ratio | 13.73% (stronger) | 8.36% |
| Problem loans | 0.15% (stronger) | 0.18% |
| Net charge-offs | 0.14% | -0.08% (stronger) |
| Return on assets | 1.50% (stronger) | 0.49% |
| Loans ÷ deposits | 56.9% (stronger) | 76.6% |
| Uninsured deposits | 3.2% | 0.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lormet Community Federal Credit Union has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Lormet Community Federal Credit Union leads on 5 and Ohio Educational Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.