Side-by-side · Q2 2026 data
Los Angeles Police Federal Credit Union vs American First Credit Union
Credit union
Los Angeles Police Federal Credit Union
Van Nuys, California · $1 billion – $10 billion
Metric by metric
| Measure | Los Angeles Police Federal Credit Union | American First Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 63 (stronger) | 51 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 31 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 58th | 50th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 11.32% (stronger) | 10.09% |
| Problem loans | 0.51% | 0.16% (stronger) |
| Net charge-offs | 0.57% | 0.28% (stronger) |
| Return on assets | 0.27% | 0.80% (stronger) |
| Loans ÷ deposits | 60.6% (stronger) | 98.6% |
| Uninsured deposits | 8.5% | 2.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.7% | 28.1% |
Los Angeles Police Federal Credit Union has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Los Angeles Police Federal Credit Union leads on 3 and American First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.