Side-by-side · Q2 2026 data
Louisiana Catholic Federal Credit Union vs LA Terre Federal Credit Union
Credit union
Louisiana Catholic Federal Credit Union
Shreveport, Louisiana · Under $100 million in assets
Credit union
LA Terre Federal Credit Union
Houma, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Louisiana Catholic Federal Credit Union | LA Terre Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 40 |
| Capital cushion | 76 (stronger) | 17 |
| Loan quality | 87 (stronger) | 44 |
| Earnings | 32 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 97 (stronger) | 49 |
| Peer percentile | 54th | 3rd |
| Total assets | $26.1M | $25.4M |
| Deposits / shares | $22.8M | $23.8M |
| Capital ratio | 12.56% (stronger) | 6.65% |
| Problem loans | 0.39% (stronger) | 1.68% |
| Net charge-offs | 0.08% (stronger) | 0.31% |
| Return on assets | 0.29% | 0.52% (stronger) |
| Loans ÷ deposits | 59.7% (stronger) | 87.5% |
| Uninsured deposits | 2.7% | 0.3% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisiana Catholic Federal Credit Union has the higher TellerScore (76 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Louisiana Catholic Federal Credit Union leads on 5 and LA Terre Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.