Side-by-side · Q2 2026 data
Lower East Side People'S Federal Credit Union vs Radius Federal Credit Union
Credit union
Lower East Side People'S Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Lower East Side People'S Federal Credit Union | Radius Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 70 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 17 (stronger) |
| Earnings | 32 | 65 (stronger) |
| Funding & liquidity | 64 | 94 (stronger) |
| Problem-loan coverage | 41 | 82 (stronger) |
| Peer percentile | 9th | 40th |
| Total assets | $84.8M | $87.2M |
| Deposits / shares | $61.8M | $75.7M |
| Capital ratio | 21.35% (stronger) | 15.84% |
| Problem loans | 4.45% | 2.50% (stronger) |
| Net charge-offs | 0.40% | 0.35% (stronger) |
| Return on assets | 0.29% | 1.14% (stronger) |
| Loans ÷ deposits | 96.6% | 66.5% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 4.3% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Radius Federal Credit Union has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Lower East Side People'S Federal Credit Union leads on 2 and Radius Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.