Side-by-side · Q2 2026 data
Lowry State Bank vs Magnifi Financial Credit Union
Metric by metric
| Measure | Lowry State Bank | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 39 | 68 (stronger) |
| Capital cushion | 46 | 60 (stronger) |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 71 (stronger) | 44 |
| Funding & liquidity | 47 | 61 (stronger) |
| Problem-loan coverage | 44 | 92 (stronger) |
| Peer percentile | 3rd | 50th |
| Total assets | $84.1M | $2.8B |
| Deposits / shares | $69.6M | $2.3B |
| Capital ratio | 9.58% | 11.04% (stronger) |
| Problem loans | 3.18% | 0.21% (stronger) |
| Net charge-offs | 0.30% | 0.20% (stronger) |
| Return on assets | 1.28% (stronger) | 0.61% |
| Loans ÷ deposits | 109.6% | 99.6% (stronger) |
| Uninsured deposits | 18.4% | 13.9% (stronger) |
| Offices | 1 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.6% |
Magnifi Financial Credit Union has the higher TellerScore (68 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Lowry State Bank leads on 1 and Magnifi Financial Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.