Side-by-side · Q2 2026 data
Lowry State Bank vs National Bank of Commerce
Metric by metric
| Measure | Lowry State Bank | National Bank of Commerce |
|---|---|---|
| TellerScore | 39 | 70 (stronger) |
| Capital cushion | 46 (stronger) | 43 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 47 | 53 (stronger) |
| Problem-loan coverage | 44 | 91 (stronger) |
| Peer percentile | 3rd | 58th |
| Total assets | $84.1M | $2.2B |
| Deposits / shares | $69.6M | $1.9B |
| Capital ratio | 9.58% (stronger) | 9.33% |
| Problem loans | 3.18% | 0.64% (stronger) |
| Net charge-offs | 0.30% | 0.05% (stronger) |
| Return on assets | 1.28% | 2.00% (stronger) |
| Loans ÷ deposits | 109.6% | 92.0% (stronger) |
| Uninsured deposits | 18.4% (stronger) | 29.1% |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
National Bank of Commerce has the higher TellerScore (70 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Lowry State Bank leads on 2 and National Bank of Commerce on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.