Side-by-side · Q2 2026 data
Lowry State Bank vs Odin State Bank
Metric by metric
| Measure | Lowry State Bank | Odin State Bank |
|---|---|---|
| TellerScore | 39 | 39 |
| Capital cushion | 46 (stronger) | 35 |
| Loan quality | 0 | 28 (stronger) |
| Earnings | 71 (stronger) | 16 |
| Funding & liquidity | 47 | 81 (stronger) |
| Problem-loan coverage | 44 | 65 (stronger) |
| Peer percentile | 3rd | 3rd |
| Total assets | $84.1M | $82.4M |
| Deposits / shares | $69.6M | $74.4M |
| Capital ratio | 9.58% (stronger) | 8.50% |
| Problem loans | 3.18% | 2.17% (stronger) |
| Net charge-offs | 0.30% (stronger) | 2.68% |
| Return on assets | 1.28% (stronger) | -0.11% |
| Loans ÷ deposits | 109.6% | 79.7% (stronger) |
| Uninsured deposits | 18.4% | 9.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lowry State Bank leads on 3 and Odin State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.