Side-by-side · Q2 2026 data
Lubrizol Employees' Credit Union vs Houston Highway Credit Union
Credit union
Lubrizol Employees' Credit Union
Deer Park, Texas · Under $100 million in assets
Metric by metric
| Measure | Lubrizol Employees' Credit Union | Houston Highway Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 85 (stronger) | 62 |
| Earnings | 52 (stronger) | 35 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 80th | 28th |
| Total assets | $51.2M | $48.4M |
| Deposits / shares | $41.3M | $42.0M |
| Capital ratio | 18.78% (stronger) | 10.92% |
| Problem loans | 0.44% (stronger) | 1.14% |
| Net charge-offs | 0.42% | 0.32% (stronger) |
| Return on assets | 0.80% (stronger) | 0.39% |
| Loans ÷ deposits | 61.2% | 52.1% (stronger) |
| Uninsured deposits | 10.8% | 9.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lubrizol Employees' Credit Union has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Lubrizol Employees' Credit Union leads on 4 and Houston Highway Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.