Side-by-side · Q2 2026 data
Lufkin Federal Credit Union vs Houston Highway Credit Union
Metric by metric
| Measure | Lufkin Federal Credit Union | Houston Highway Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 95 (stronger) | 62 |
| Earnings | 99 (stronger) | 35 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 99th | 28th |
| Total assets | $47.8M | $48.4M |
| Deposits / shares | $34.9M | $42.0M |
| Capital ratio | 26.28% (stronger) | 10.92% |
| Problem loans | 0.14% (stronger) | 1.14% |
| Net charge-offs | 0.10% (stronger) | 0.32% |
| Return on assets | 1.98% (stronger) | 0.39% |
| Loans ÷ deposits | 50.2% (stronger) | 52.1% |
| Uninsured deposits | 1.9% (stronger) | 9.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lufkin Federal Credit Union has the higher TellerScore (99 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Lufkin Federal Credit Union leads on 7 and Houston Highway Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.